Our range of actively managed multi-asset model portfolios are called ‘Equip’.

‘Active’ management: growth portfolios

These portfolios are most suited to long-term investors who are seeking to achieve a higher return than the market. This is achieved via long-term strategic asset allocation, although we will occasionally act on short-term, more tactical opportunities.

Our portfolios are risk-graded, which means that we can cater for cautious to adventurous clients, ensuring that there is a portfolio best suited to your risk tolerance.

Portfolios are constructed using actively managed funds from various investment management companies.

The underlying managers of these funds have a range of styles. They invest in companies of all sizes, across a variety of asset classes and geographies.

Picking active fund managers who can outperform in the future, requires a thorough understanding of the investment philosophy, the process and the business. We dedicate significant resources to ensure that we continue to identify the best fund managers in the market.

Active management: income portfolios

For investors seeking an income, we offer two income portfolios; Sustainable and High Income.

Sustainable: suitable for those looking to achieve a steady and sustainable income and achieve some level of capital growth over the long-term.

High Income: suitable for those looking to achieve the highest appropriate level of income, but does not aim to grow the value of the capital itself over the long-term.

Our research process

Our tried and tested investment process has been in place for over a decade. Our investment team use a combination of quantitative and qualitative methods to select the most suitable investments.

We invest in a variety of investments and may also look outside of our traditional universe if the need dictates. We invest in funds that are priced and traded on a daily basis but may also select those that trade less frequently if there is a strong investment case.

Portfolio construction

We use both strategic and tactical asset allocation to construct our portfolios. Strategic asset allocation is where we set target weightings for various asset classes, whereas tactical asset allocation seeks to exploit short-term opportunities within these asset classes. When the asset allocation is agreed for each risk-graded portfolio, it is ratified by our Investment Governance Committee.

In safe hands

We have an independently chaired Investment Governance Committee who ensure that our investment guidelines are strictly adhered to. The Group has an independent audit and risk committee and industry leading Non-Executive Directors on its boards.

Exceptional client service

Investor’s in our Equip portfolios will receive quarterly valuations, enabling them to monitor the value of their investment. In addition, we provide a Quarterly Review; this market-leading report details any changes we make to the portfolios and explains the reasons behind those changes. The report also explains why the value of investments has gone up or down, and our view on the markets.

We also ensure that you are kept up-to-date, with weekly bulletins providing market and economic updates published by our investment management team.

At a glance

  • Suitable for investors seeking to outperform the market over the long-term
  • Portfolios selected according to your attitude to risk
  • Returns are achieved via longterm strategies as well as short-term opportunities
  • Funds are actively managed by fund managers with a range of styles
  • Rigorous and regular screening, plus daily monitoring Income portfolios available
  • Market-leading, regular communications so you can monitor the value of your investment
  • One of the most competitive fee structures in the market